SSI Benefits and Joint Bank Accounts

Dealing with bank accounts of SSI recipients when the funds do not belong to the recipient. 

 

There are several reasons why an SSI recipient may be named on a bank account that belongs to someone else, and generally that bank account should not count as a resource for the SSI recipient. However, problems can occur when ownership of a bank account is not clear to the Social Security Administration (SSA), which can lead SSA to stop SSI benefits due to excess resources.  

The National Center for Law and Elder Rights has some ideas to deal with this problem in their July 2018 practice tip SSI Benefits and Joint Bank Accounts.

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