QUESTIONS AND ANSWERS ON MEDICAL ASSISTANCE FOR NURSING HOME CARE

Prepared by: Long Term Care Assistance Project,
Maryland Legal Aid
Updated January 2011 

            Medical Assistance is a government-funded program that pays for long-term health care when personal funds have been exhausted.  This leaflet answers the following questions you may have about eligibility requirements and the application process: 

  • What is Medical Assistance?
  • What are the financial eligibility rules for Medical Assistance for nursing home care?
  • What income can my spouse keep if I go into a nursing home and require Medical Assistance?
  • What resources can my spouse keep if I go into a nursing home and require Medical Assistance?
  • What resources are exempt (not counted) for Medical Assistance eligibility?
  • Can I transfer property or income to other people and still be eligible?
  • Will Medical Assistance place a lien on my real property or my estate?
  • What if I own house by a life estate deed?

WARNING:  Medical Assistance eligibility rules are complicated.  This is a general guide and not legal advice.  Further, this information is valid as of the date of this revision.  The rules change frequently.  For legal advice about your own situation, you should talk to a lawyer.  Maryland Legal Aid or the legal services program funded by your local office on aging may be able to provide you with free legal advice and assistance.


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